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Fractional CFO and COO · Serving companies nationwide

Finance and operations leadership for companies that have outgrown how they run.

The cash you need is already inside your business. If you run an owner-led or PE-backed company with $5M to $100M in revenue, you'll see where cash is stuck and where money is being lost, then put the meetings, vendors, and systems in place so the fixes stick.

30 minutes. No charge.

13-week cash forecast

$3.0M ending, week 13

Week 6 is tight
$0M$1M$2M$3MWeek 1: $2.4MW1Week 2: $2.1MWeek 3: $1.9MWeek 4: $2.2MWeek 5: $1.8MWeek 6: $1.6MW6Week 7: $1.7MWeek 8: $2.0MWeek 9: $2.3MWeek 10: $2.1MWeek 11: $2.5MWeek 12: $2.8MWeek 13: $3.0MW13
Ending cash by week Minimum liquidity, $1.5M Illustrative model for a fictional $50M distributor.
Finance and P&L exposure, up to a $1B+ Fortune 500 business line
$20M–$1B+
debt financing negotiated directly with banks as an operator
$22M
years in finance and operations leadership across four industries
Nearly 20
of accounts payable taken to non-touch across 36,000+ invoices a year, with no added headcount
75%

Sound familiar?

Six problems that stall $5M to $100M companies.

If two or more sound familiar, we should talk. A 30-minute call finds the one costing you the most.

Industrial plant and barge on a river at dawn
  • "Everything still runs through me."

    Sales, purchasing, finance, and operations each do their own thing. No one ties cash, margin, inventory, and service to one plan, so every cross-department decision lands on your desk.

  • "Revenue is growing, but cash is getting tighter."

    Inventory, receivables, purchasing, and vendor terms absorb cash faster than you can see it happening. You know the bank balance. You can't reliably explain the next 13 weeks, or which lever to pull first.

  • "We're selling more, but I can't prove where we make money."

    Gross margin is viewed in total, hiding the actual impact of particular customers, products, locations, or salespeople dragging down margin. Prices get set by feel.

  • "My leadership team doesn't hold each other accountable."

    Meetings happen, but decisions don't stick. Nobody shares a scorecard, priorities shift every week, and the same problems come back every quarter with new names on them.

  • "Too much of this depends on people pushing spreadsheets and invoices."

    Manual handoffs across AP, AR, purchasing, reporting, and quote-to-cash create drag, errors, and key-person risk. The usual fix is another hire, and the work itself never gets redesigned.

  • "We've grown past the systems and the org chart we started with."

    The ERP is held together with workarounds. Vendor contracts auto-renewed years ago at prices nobody has tested. Roles were built around the people who held them, and the next $20M of revenue won't fit inside them.

Fractional CFO and COO

What is a fractional CFO and COO?

A senior executive who works inside your company on a defined monthly scope, without a full-time hire. You get CFO and COO judgment on cash, margin, and how the business runs, scoped to what the work needs.

Lever calculator

What is one fix worth in your business?

This is the cost of waiting, in your own numbers. Move the sliders to match your business. Nothing leaves this page unless you ask for your breakdown.

$5M$100M
5%80%
10 days150 days
1×20×

Include any other cost of goods sold that never sits in inventory. Set to zero if your turns figure uses total cost of goods sold.

0%10%

Example inputs are for a fictional $50M distributor. The inventory figures assume your cost of goods sold moves through inventory, which fits distributors and manufacturers. Freight to customers is removed before the inventory math. If you sell a service, choose "No inventory" and the calculator uses receivables only. Actual results depend on which fixes your team makes. The diagnostic finds which fixes are real in your business.

One point of gross margin

$500,000

a year, every year

Five fewer days of DSO

$684,932

of cash released once

One more inventory turn

$1,762,500

of cash released once

Added gross profit each year

$500,000

Cash released once

$2,447,432

Cash tied up in receivables and inventory today

$15,935,788

The two cash fixes release 15.4% of the working capital tied up today.

Want this on one page?

Get your three levers ranked by dollars, with what it takes to capture the largest one. Jason will also send you one personal note within a business day. No mailing list.

The mechanics behind these three levers are in rung 3 of the Cash Flow Ladder, the free course on cash flow.

Let's find out what's inside your numbers

What happened to the cash last month?

If you can't answer that by the fifth business day, book 30 minutes.

Schedule a discovery call or call 903-213-3664